Ruang Belajar

Kembali 07 Nov 2019

Apa itu Credit Risk?

Credit risk atau risiko kredit adalah risiko akibat kegagalan debitur dan/atau pihak lain (counterparty) dalam memenuhi kewajiban kepada kreditur.

Pengelolaan credit risk secara menyeluruh dapat dilakukan melalui identifikasi risiko, pengukuran risiko, pemantauan risiko dan pengendalian risiko. Produk credit report dan credit score yang disediakan oleh biro kredit dapat digunakan sebagai salah satu alat dalam semua aspek pengelolaan risiko serta mendukung pengambilan keputusan yang cermat sehingga potensi risiko dapat dimitigasi.

Melalui pengelolaan credit risk secara efektif maka kualitas portfolio kredit dapat dijaga dan kinerja bisnis dan pencapaian target usaha dapat diwujudkan. 


07 Nov 2019

What is Credit Risk?

Credit risk is a risk due to failure of the debtor and / or other party (counterparty) in fulfilling obligations to creditors.

Overall credit risk management can be done through risk identification, risk measurement, risk monitoring and risk control. The credit report and credit score products provided by the credit bureau can be used as a tool in all aspects of risk management and support careful decision making so that potential risks can be mitigated.

Through effective management of credit risk, the quality of the credit portfolio can be maintained and business performance and achievement of business targets can be realized.


SAYA INGIN MENGETAHUI LEBIH LANJUT

KONTAK KAMI

PT. PEFINDO Biro Kredit

Gedung Bursa Efek Indonesia Tower I Lantai 1
Jl. Jend. Sudirman Kav 52-53 Jakarta 12190

P (62-21) 515 4501
M +62 816 113 8801



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© Copyrights 2019 PT. PEFINDO Biro Kredit.
All Rights Reserved

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